Proof Holdings vs Sumsub
Sumsub sells full-cycle KYC/AML/KYB — and its own pricing splits 'non-regulated' from 'regulated' tiers, conceding that plenty of verification isn't compliance work. That non-regulated slice is exactly where Proof Holdings lives: asset control with no PII, before or instead of a Sumsub check.
Sumsub's own tiers admit not every check is compliance. For that non-regulated majority, Proof is the better-fitted instrument at under 1% of a Basic-tier check: no PII collected, a portable signed proof returned, and your KYC budget saved for the cases that legally need it.
One API · One key
One key does what a stack of vendors does
Every vendor on this page verifies legal identity. Proof is a single API for the lighter job — proving control of an asset, with a signed, offline-verifiable ES256 token for each of these:
Flat price · Any asset
One flat price for every asset — phone, email, and domain today, with wallet and social coming soon. No per-seat, no per-MAU, no per-verification tiers — the meter that makes every rival's bill jump.
- Free every month
- 300 proofs
- Pay as you go
- €0.03 / proof
- At volume
- €0.0079 / proof
Feature Comparison
Swipe to compare →
| Feature | Proof Holdings | Sumsub |
|---|---|---|
| Core job | Pre-KYC: prove asset control (no PII) | Full-cycle KYC/AML/KYB |
| Government ID + biometric liveness | No | 14,000+ document types |
| AML screening + monitoring + KYB | No | Yes |
| Collects PII (name, ID, selfie) | No | Yes |
| Proves control of phone / email / domain | Yes | No |
| Portable proof token (offline) | ES256 JWT | Verification result + audit trail |
| Regulatory KYC/AML fit | No — pre-KYC | Yes |
| Composes alongside the other | Yes | Yes |
| Pricing | Per-proof (€0.0079) | Per-verification ($1.35–$1.85) |
Pricing
Pricing model
Proof Holdings
Per-proof: €0.0079, 300 free/month
Sumsub
Per-verification: Basic $1.35, Compliance $1.85 ($149/$299 mo min)
Non-regulated use
Proof Holdings
Proof is built for it — no PII, pre-KYC
Sumsub
Basic tier (Sumsub's own 'non-regulated' segment)
When the law requires KYC/AML
Proof Holdings
Not what Proof does — use Sumsub
Sumsub
Full-cycle regulatory KYC/AML/KYB
Trust without collecting PII
Proof Holdings
Proof of asset control, no ID stored
Sumsub
Collects government ID + biometric
Alongside, not instead
Sumsub is a full-cycle identity platform — document and biometric verification, AML screening, ongoing monitoring, and business verification (KYB) — the right tool when you carry a regulatory obligation. Proof Holdings proves control of an asset with no PII. Different jobs, and they compose: run Proof as a cheap, no-PII pre-KYC filter to screen out bots and fraud, then send real applicants to Sumsub for the full check.
There's a telling detail here: Sumsub's own pricing splits a "non-regulated" Basic tier from a "regulated" Compliance tier. Even a KYC leader concedes there's a large segment that doesn't need the full AML stack — and that's exactly the segment Proof serves, before or instead of KYC.
The pre-KYC layer
For anti-abuse, account recovery, and marketplace trust, a government-ID check is more than you need. Proof proves a real, distinct person or business controls the assets behind an account — no ID, no PII — and returns a portable proof token. Used before Sumsub, it lowers how many full checks you pay for; used alone, it's the lighter trust signal for flows that never needed KYC.
So the split is clean: regulated identity → Sumsub (Compliance/Enterprise); a cheap no-PII signal → Proof, alongside or on its own. Sumsub publishes $1.35–$1.85 per verification; Proof is €0.0079 per proof with no PII collected.
When to use Sumsub
- You have a regulatory KYC/AML obligation (financial services, crypto, lending)
- You need full-cycle identity: document + biometric + AML + ongoing monitoring
- You need business verification (KYB) as well as individual KYC
- You need auditable records for a regulator
- You want an all-in-one configurable identity platform
When to use Proof Holdings
- You want a cheap, no-PII pre-KYC filter to run before Sumsub
- Your use case falls in the 'non-regulated' segment Sumsub itself carves out
- You want to establish trust without collecting a government ID
- You want a portable proof of asset control, not an identity dossier
- You'd rather pay per proof than per full verification
- You want to collect PII from fewer people
Frequently Asked Questions
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300 free proofs per month. No credit card required.
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